Denmark’s AP Pension secured record high contributions in 2025, with overall gross premium growth of 29 per cent over the year, the pension company has revealed.

Ahead of the publication of its full annual report in March, AP Pension reported that its current premiums rose by 11 per cent year-on-year to DKK 10.4bn, the highest level in its history.

Its single premiums reached DKK 13.9bn, an increase of 46 per cent over the same period and also a record high.

This resulted in the pension company’s total premium income increasing by 29 per cent year-on-year to a record DKK 24.4bn.

AP Pension said the introduction of the advisory system Obex from Keylane had strengthened its commercial foundation, and improved customer and advisory dialogue across distribution channels.

The growth was driven by increases in payments to existing schemes and the addition of more than 1,300 company agreements.

Last year was a record year for near-term pensions, with the highest sales figures ever for the company amid newly signed company pension agreements to corporate customers alongside sales of personal insurance and pension products to private customers.

In 2025, AP Pension also welcomed several new, directly served customers, all of whom were corporate customers with high contributions.

"2025 was a record year for AP Pension,” commented AP Pension CEO, Bo Normann
Rasmussen.

“We are growing because both companies and employees are actively choosing our way of running a pension company.

“The combination of strong returns, customer ownership and a transparent model creates clear value for customers and is reflected in the historically high contributions.

“2026 will be a year where we build on that development. With the launch of AP FlexPension here in early February, we are giving customers even greater freedom and flexibility in their savings.”

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