Forty-one per cent of Dutch adults between the ages of 16 and 39 said saving is their most important financial resolution for 2026, according to a survey by the Dutch Federation of Pension Funds (Pensioenfederatie).

The survey also found that women want to spend less money (41 per cent) and budget more often (29 per cent), while men indicated that they want to invest more often (34 per cent).

Eight in 10 young adults are optimistic about 2026 and expect to stick to their financial resolutions.

Looking back on 2025, the federation found that 75 per cent of respondents took concrete steps to improve their financial future.

Indeed, the financial future is playing an increasingly important role in the lives of young adults; 90 per cent of young adults also consider this to be a really important topic.

The survey found that young adults were generally satisfied with their financial situation in 2025. Sixty-three per cent of men said they were satisfied, compared to 54 per cent of women.

At the same time, they want to make different choices in 2026. Saving more is a clear desire: 46 per cent of women and 37 per cent of men said they wanted to save more in the coming year.

Women in particular emphasised that they wanted to save more than they did in 2025.

Pensioenfederatie chairman, Ger Jaarsma, said: "It is refreshing to see that more and more young adults are consciously thinking about their money and their financial future. They not only want to stay in control now, but also want to be well prepared for later.”

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