Around SEK 7.9bn will be paid into Swedish premium pension funds this week (May 9), thanks to recent fund discounts and inheritance gains, the Swedish Pensions Agency (Pensionsmyndigheten) has revealed.

Pensionsmyndigheten said that the deposits are mainly fund discounts and inheritance gains that are deposited at the same time as premium pension contributions are deducted.

It also confirmed that this month's inheritance gains will be distributed at the same time as the fund discount, which amounts to SEK 7.6bn in 2024.

In order to participate with a fund on the premium pension fund market, fund companies provide a discount on the fund fees. This discount is paid to pension savers and pensioners each year and is then used to buy additional units according to the fund choices made.

In addition to this, Pensionsmyndigheten revealed that SEK 826m will be paid in as inheritance gains, which is lower compared to last year, as recent changes mean that inheritance gains are now distributed monthly.

"This year, we are paying out fund discounts from 2024 that are more than one billion kronor higher than last year, an effect of the good stock market year 2024," Pensionsmyndigheten head of fund trading, Anna Gasslander, said.

"However, inheritance gains are lower in this run. This is because inheritance gains are now distributed monthly. The monthly distribution means a strengthening of pensions because the money is in the accounts of pension savers and pensioners according to the chosen fund distribution for a longer period."

To finance the administration of the premium pension system, an annual fee is charged from pension savers.

Pensionsmyndigheten confirmed that the fee collection is a total of SEK 574m in 2025, which is around 0.025 percent of the capital.

However, there is a cap of SEK 151 per saver, which corresponds to approximately SEK 68 per person on average.

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