One in two (50 per cent) Swedes do not know what their fund fee is, even though most save into funds, Sweden’s Financial Supervisory Authority (FI) research has revealed.

FI, in collaboration with Origo Group, asked over 1,000 Swedes about their knowledge of, and experiences with, different parts of the financial market.

The authority explained that almost all households save in funds, directly through their savings or indirectly through pensions.

The research also found that even fewer Swedes compare their fund fees regularly, which could impact future returns.

“Fund fees can vary greatly and affect your ability to generate a return. Therefore, you should find out what you are paying before investing in a fund,” FI consumer protection economist, Moa Langemark, said.

“If you pay more for, for example, an actively managed fund, it should also provide a better return, otherwise you won't get what you pay for.”

FI emphasised the importance of reading the fund's fact sheet, found on the fund company's website, before investing, as there can be several fees for funds.

The largest fee is usually the management fee, a percentage fee on the assets under management.

To increase price awareness among consumers, FI publishes the median fee for a few popular fund categories every quarter.

For the first quarter of 2025, the median fee was as follows: actively managed Sweden funds: 1.30 per cent, Sweden index funds: 0.25 per cent, actively managed global funds: 1.30 per cent and global index funds: 0.35 per cent.

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