Swedish savings and pensions provider Futur has reported a record financial performance for 2025, driven by strong customer growth, robust inflows and disciplined cost management.

The firm confirmed that profit reached a record SEK 441m in 2025, up from SEK 420m in 2024, marking its best full-year result to date.

Total income increased to SEK 996m, while sales costs rose to SEK 501m, and administrative costs remained broadly stable at SEK 120m.

However, its finance and risk result fell to SEK 67m from SEK 83m the previous year.

Futur also proposed a dividend of SEK 378m, equivalent to more than 80 per cent of annual profit.

Meanwhile, assets under management continued to grow, with total savings capital reaching SEK 252bn by the end of 2025, representing a 7 per cent year-on-year increase and a new record.

In addition, inflows for the year totalled SEK 34bn, supported by the arrival of more than 21,000 new customers.

Futur CEO, Torgny Johansson, noted that 2025 had been a “record year” for the company despite market volatility.

“In a market characterised by sharp fluctuations, Futur continued to invest, grow and deliver strong results,” he stated.

“Behind this record performance is stable customer growth, strong inflows and cost discipline.”

Johansson highlighted the firm’s partnership-led model as a key driver of growth, noting that Futur worked with more than 60 partners to offer customers a range of asset management and advisory services.

“Our strategy of letting the customer choose is appreciated, which is reflected in us welcoming more than 21,000 new customers during the year,” he explained.

During 2025, Futur also expanded its distribution network by adding six new partners and introduced a new digital interface for corporate customers.

Looking ahead, Johansson said the company remained focused on further scaling its business.

“Futur has great opportunities to continue growing in the coming years by developing innovative and efficient services for savings and pensions.

“We continue to work towards the goal of reaching SEK 500bn in savings capital with the current organisation.”

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